Terms of Service

1. Informational Nature

This website is operated by Credit Factor S.P.A. and provides general information about the company, its areas of activity, and its contact details. The content is intended solely for informational purposes and does not constitute legal, financial, or professional advice.

No service offered by Credit Factor S.P.A. can be purchased directly through this website. This site does not process payments, transactions, or subscriptions of any kind.

2. Acceptance of Terms

By accessing and browsing this website, you acknowledge that you have read and understood these Terms of Service. If you do not agree with any part of these terms, please discontinue use of the site.

3. Intellectual Property

All content on this website — including text, graphics, logos, images, and layout — is the property of Credit Factor S.P.A. or its licensors and is protected by applicable intellectual property laws. Reproduction, distribution, or modification without prior written authorisation is prohibited.

4. Use of the Website

You agree to use this website in a manner consistent with applicable laws and regulations. You shall not:

• Attempt to gain unauthorised access to any part of the website or its underlying systems.
• Use automated tools to extract content in a manner that places excessive load on the server.
• Introduce viruses, malware, or any other malicious code.
• Misrepresent the content or origin of the information presented.

5. Third-Party Links

This website may contain links to external websites that are not operated by Credit Factor S.P.A. We have no control over the content and practices of these sites and accept no responsibility for their respective privacy policies or terms of use.

6. Disclaimer of Liability

While every effort is made to ensure the accuracy of the information presented, Credit Factor S.P.A. does not warrant that the content is complete, current, or error-free. The company shall not be liable for any direct or indirect damages arising from the use of, or reliance on, the information contained on this website.

7. Service Engagements

Any professional engagement with Credit Factor S.P.A. is governed by a separate written agreement executed between the company and the client. The terms of such agreements supersede any general information presented on this website.

8. Changes to These Terms

Credit Factor S.P.A. reserves the right to modify these Terms of Service at any time. Updated terms will be published on this page with an updated revision date. Continued use of the website following any change constitutes acceptance of the revised terms.

9. Governing Law

These Terms of Service are governed by the laws of Italy. Any dispute arising in connection with the use of this website shall be subject to the exclusive jurisdiction of the courts of Rome, Italy.

10. Contact

For any questions regarding these Terms of Service, please contact us at:

Credit Factor S.P.A.
Via Boncompagni, 15, 00187, Roma, Italy
Email: support@creditfactor.org
Phone: +39 06 874096

Last updated: September 2026