Debt Collection
Systematic recovery of outstanding commercial receivables through pre-legal, legal, and judicial procedures, handled in accordance with Italian and European regulations.
Debt Collection · Factoring · Credit Recovery
Structured Credit Recovery for Modern Businesses
Credit Factor S.P.A. provides specialised debt collection, factoring, and credit management services from our headquarters in Rome. We help organisations recover outstanding receivables through a transparent, regulated, and professional approach.
Our Capabilities
Areas of Activity
We operate across the full credit management lifecycle, supporting clients with receivables recovery, commercial factoring, and structured credit advisory.
Factoring
Purchase and management of trade receivables, providing businesses with improved liquidity and credit risk transfer through structured factoring arrangements.
Credit Recovery
End-to-end credit recovery services, from initial assessment of debtor solvency to enforcement proceedings, with clear reporting at every stage.
Our Approach
Professional, Regulated, Transparent
Credit Factor S.P.A. operates as a registered Italian joint-stock company headquartered in Rome. Our methodology is built on regulatory compliance, transparent communication, and measurable outcomes.
We work with businesses of all sizes — from small enterprises to large corporations — providing structured credit management solutions tailored to each client's receivables portfolio. Every engagement is governed by clear service agreements and reporting standards.
Learn About Us
By the Numbers
Our Track Record
15+
Years of Experience
20
Regions Covered
5,000+
Recovery Cases Handled
98%
Client Retention
Coverage
Where We Operate
Our services cover all Italian regions and selected European jurisdictions, with a centralised operations team based in Rome.
Northern Italy
Lombardy, Piedmont, Veneto, Liguria, Emilia-Romagna
Central Italy
Lazio, Tuscany, Umbria, Marche, Abruzzo
Southern Italy
Campania, Puglia, Calabria, Basilicata, Molise
Islands
Sicily, Sardinia
European Coverage
Selected cross-border cases in EU member states